Refund and Cancellation Policy

This Refund Policy applies to all payments made towards:

1. IT Service (Token & Full Payment)

2. Interview-based Selection Process

1. IT Service Refund Policy

1.1 Payment Options

Participants may join the IT Service Program using:

• Full Payment, or

• Token Payment + Remaining Balance within 7 Days

Refund terms vary based on the payment stage and selection status.

2. Token Payment Refund Rules

2.1 Refund If Indiakarobar Rejects Application

If Indiakarobar rejects the candidate before or after the interview, the token amount will be fully refunded.

2.2 Refund If Candidate Is Not Eligible to Proceed

If a candidate pays the token amount but is later found ineligible to proceed, the token amount will be refunded after verification by Indiakarobar.

2.3 Failure to Pay Remaining Balance

If the candidate fails to pay the remaining balance within 7 days, the token amount will be automatically refunded, unless the payment deadline is officially extended by Indiakarobar in writing.

3. Full Payment Refund Rules

3.1 Refund Within 7 Days of Onboarding

A full payment refund is allowed if:

• The participant raises a refund request within 7 days from the date of onboarding, and

• The request is submitted through:
  👉 https://indiakarobar.com/raise-request

3.2 No Refund After 7 Days

• No refund will be issued after 7 days of onboarding, under any circumstances.

4. Interview-Related Refunds

4.1 Refund Based on Interview Outcome

Refund eligibility related to interviews applies only as per the payment and onboarding conditions stated above.

5. Refund Processing Timeline

5.1 Standard Processing

All approved refunds will be processed within:

• 7–10 business days, and

• Credited via the same payment method used at the time of purchase.

5.2 External Delays

Indiakarobar is not responsible for delays caused by:

• Banks

• Payment gateways

• Holidays or non-working days

6. Business Consultation Refund Policy

 Business Consultation fees are non-refundable once the consultation service has been provided or completed, except where required by applicable law.

7. No Earnings or Results Guarantee

Refunds will not be provided based on:

• Income expectations

• Loan approval outcomes

• Lead generation results

• Performance or earnings

• Personal dissatisfaction after onboarding

8. Fraud or Policy Violation

Indiakarobar reserves the right to deny refunds if a participant is found involved in:

• Fraud or misrepresentation

• Misuse of company systems

• Violation of program terms & conditions

9. Refund Request Channel

All refund requests must be raised through the official channel only:
👉 https://indiakarobar.com/raise-request

Requests submitted via email, phone, or WhatsApp will not be considered.